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Latest UPI charges news
Every update answers what changed, who is affected, who isn't, and when it starts.
New UPI transaction charges 2026: the new rules explained simply
Are there new charges on UPI transactions? Yes — but only for specified merchants on payments above ₹2,000. Consumers and P2P transfers stay free.
· 6 min read
UPI charges above ₹2,000: what the new rule means for you
The ₹2,000 figure is the threshold above which a merchant fee applies. Here's exactly what happens above and below it.
· 4 min read
What is MDR? UPI MDR charges explained in plain language
MDR stands for Merchant Discount Rate. It is what a business pays to accept a digital payment — and it is never billed to the customer.
· 5 min read
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UPI merchant charges: who pays the new fee and how much
Following the money on a ₹10,000 UPI payment: what the merchant receives, what the provider keeps, and why the customer's side never changes.
· 4 min read
UPI transaction limit per day in 2026: what you can send and pay
The standard UPI limit is ₹1 lakh per day. Certain categories go higher. Here's how limits work and how they differ from charges.
· 5 min read
NPCI UPI charges: what NPCI, RBI and the government have said
Who decides UPI charges? NPCI runs the network, RBI regulates it, and the government sets policy. Here's what each has said.
· 5 min read
UPI charges in Hindi: नए UPI चार्ज 2026 आसान भाषा में
क्या UPI पेमेंट पर अब चार्ज लगेगा? ग्राहकों के लिए नहीं। जानिए नया 0.4% MDR नियम किस पर लागू होगा और किस पर नहीं।
· 4 min read